Who Regulates the Good Faith Estimate


Your right to file complaints:

Private Lawsuits;  If you have a problem, the best place to have it fixed is at its source (the legal settlement agent, broker, etc.).  If that approach fails and you think you have suffered because of a violation of RESPA, ECOA or any other law, you may be entitled to sue in federal or state court.  This is a matter you should discuss with your attorney.

Government Agencies:  Most settlement service providers are supervised by a governmental agency at the local, state and/or federal level.  Your state’s Attorney General may have a consumer affairs division.  If you feel that a provider of settlement services has violated RESPA or any other law, you can complain to that agency or association.  You may also send a copy of your complaint to the HUD Office of Consumer & Regulatory Affairs.  

U.S. Department of Housing and Urban Development (HUD)
451 7th Street, SW
Washington, DC 20410

www.hud.gov

Information about FHA-Insured home Mortgage loans call 1-800-CALL-FHA

Information about buying a HUD home call 1-800-767-4HUD

Information regarding housing discrimination issues:

 Fair Housing and Equal Opprtunity
451 7th Street, SW
Washington, DC 20410
1-800-669-9777

Information about RESPA : www.hud.gov/fha/res/respa_hm.html




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The tips on this website should be considered food for thought only. Goodfaithestimate.biz is a clearinghouse of ideas, not a professional adviser. Before any important decision, please consult the appropriate professionals (lawyer, accountant, real estate agency, broker etc.).

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