Additional Settlement Charges

These charges may include pest or termite sections, surveys, and other costs not covered in other sections. These fees would also include any “hidden” monies that the lender collects. The series on the Good Faith Estimate are the 1300 series.

1302 Pest Inspection – The estimated cost of having a pest (termite) inspection on the home. This is required on all purchases. Not usually required on refinances and new construction, except new construction on VA loans require a pest inspection.

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